Our terms and conditions and managing the risk to you online

Terms of Use

The site belongs to GTBT Services which has been authorised by the United Arab Emirates Insurance Authority. This site is intended to provide information and assistance for members of the public in the United Arab Emirates interested in purchasing commercial and personal insurance.


We are dedicated to providing you with high quality service and we want to ensure that we maintain this at all times. If you feel we have not offered you a first class service, please contact us at and we will take the necessary action as promptly as possible.

Privacy images


Whilst we strive to adhere to the accepted guidelines and standards for accessibility and usability, it is not always possible to do so in all areas of the website. We are continually seeking out solutions that will bring all areas of the site up to the same level of overall accessibility. In the meantime should you experience any difficulty in accessing the website, please do not hesitate to contact us.


While we would typically work to better each quote that is submitted to us, we would not attend to quotes that appear to be understated. In any case, we accept no liability in the event that we do not respond with a quote or respond with a higher number. Whilst all reasonable care has been taken in the preparation of this site no liability is accepted under any circumstances by GTBT Services or any of its associated brands for any loss incurred as a result of reliance on any statement, error or any omission contained herein. The statements within this site reflect our understanding of current and proposed legislation, which may change without notice. The content of this site should not be regarded as specific advice in relation to the matters addressed.


Policy Privacy

GTBT Services is committed to upholding the privacy of its employees, clients and site users and does not sell, rent, loan, trade or lease any personal information that is recorded on our site. You can visit this site without disclosing any personal information. By visiting this web site you are accepting the practices described herein. Any dispute you have regarding privacy is subject to this Privacy Policy and the Terms and Conditions of Use. We reserve the right to update them without notice and we recommend you visit these sections regularly as continued use of this site after a change will constitute acceptance of the new terms.


A cookie identifies your computer to a server that then enables information to be stored on the hard drive of your computer. Cookies allow a computer to be identified as corresponding to one that has accessed another website or visited Site previously. Cookies are commonly used on the Internet and do not harm your computer system. The cookies used on the Site do not include any information that others could read and understand about you, such as your name, or any account or policy number. They contain no personal information about you. The Help menu on the menu bar of most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie and how to disable cookies altogether. We also use JavaScript to speed up your online purchasing experience. If you disable either Cookies or JavaScript, you will not be able to use this website.

© GTBT Services, All Rights Reserved.